CENTRAL FLORIDA CRITTER OF THE DAY: Lovebug (Plecia nearctica)
This one is male. January sighting is odd timing. They usually show up twice a year around May and October.
Oddly enough it is a beneficial insect because in the larval stage it is a “decomposer”: recycling organic matter. It also works as a pollinator in the adult stage.
Probably it is better known as a pest species with regard to the swarming and damage to car paint from the acids and clogging of radiator grills, etc.